Even in the height of summer, there are plenty of reasons to reach for a stylish jacket. Whether it’s those breezy evenings that catch you off guard, an overly air-conditioned restaurant, or a getaway to somewhere cooler—having a chic, lightweight third layer is key. And if you live in a mountain town like I do, summer can still surprise you with a chill (and yes… even a little snow!). Whatever your summer throws at you, these three jacket styles will keep you covered—literally and stylishly. Let’s dive into my top picks that are as practical as they are polished.
In case you missed it, we created a fully comprehensive Summer Capsule Wardrobe for you right here!
3 must-have summer jackets
1. Cotton Jacket
When you’re thinking about layering pieces for summer, there are certain non-negotiables. It has to be stylish, of course, as well as lightweight, breathable, and versatile. The first summer jacket that checks all the boxes, the raw hem twill Pacey Jacket by PAIGE. This jacket is a summer dream: the soft, breathable cotton blend makes it ideal for warmer temps, while the cropped cut flatters your figure, elongates legs and pairs perfectly with everything from jeans to dresses. The light beige shade brings a fresh, sun-kissed vibe to any outfit, and unlike a classic denim jacket, this one is thinner, stretchier, and far more versatile.
I’ve had mine in rotation for over a year—and it’s definitely earned its place as a Busbee best-seller. If you’re looking for that one piece to elevate your summer style while keeping you comfortable and warm, this is an amazing option.
You can shop this jacket and a few other similar options below.
2. Lightweight Trench
Next up: the Quince comfort stretch trench—a jacket that nails that perfect mix of fashion and function. What makes this trench a standout is the fabric: it’s soft, stretchy, and water-resistant. (Believe it or not, most trench coats aren’t!) This is exactly what you want for those unpredictable summer days when you need a light layer without overheating.
It’s also incredibly chic, with clean lines and a timeless silhouette that instantly elevates any outfit. It gives you that classic Burberry look… without the designer price tag.
Best of all, it’s an affordable option that doesn’t compromise on quality or style—a real win-win for summer layering. To see even more ways to style this must-have, check out my recent YouTube video where I featured it along with a few other wardrobe staples—linked right here!
This trench also comes in both long and short versions, plus a few gorgeous color options—shop them all below.
3. The Summer Blazer
Last, but definitely not least, is a piece that’s practically a signature in my wardrobe—the summer blazer. If you’ve been following me for a while, you already know blazers are part of my style uniform. They make it onto just about every must-have list I share… and for good reason! They instantly elevate even the most casual outfits, and—yes!—they absolutely work in the summer months.
This light tan blazer by Veronica Beard is a new favorite. It’s beautifully tailored, features those done-for-you, ruched ¾ sleeves, plus the brand’s zip-in/zip-out dickey function. One of my favorite ways to wear it right now? Layered over a white top and denim shorts—it adds polish and sophistication, while still feeling relaxed and easy.
Yes, it’s a bit of an investment, but one that’s well worth it thanks to its versatility. From casual brunches to business meetings, this blazer truly does it all—and you’ll be reaching for it year after year, for many seasons.
You can shop this stunning blazer, along with a few of my other favorite summer-ready options, below.
summer layering, solved
You might not think of jackets as a summer essential—but they absolutely are. Whether it’s those chilly mornings, surprise breezes, aggressive AC, or mountain town temps, a lightweight third layer is the piece you didn’t know you needed.
Each of these three jackets brings something unique to your wardrobe—a laid-back cotton layer, a polished trench, and a structured blazer—but all share one key trait: they’re versatile, flattering, and easy to wear all summer long. Most importantly, they’ll keep you feeling confident, pulled-together, and stylish… no matter what the forecast throws your way.
So next time you think about skipping the jacket—don’t. These three are summer wardrobe game-changers.
